Our housing strategy

We're not starting from scratch. We're standing on a national plan.

Canada has committed historic resources to solving the housing crisis. Our strategy is simple: combine those federal tools with community vision — so donations are multiplied, not merely spent.

The foundation

Canada's Housing Plan

In April 2024, the federal government released Solving the Housing Crisis: Canada's Housing Plan — a national strategy to unlock 3.87 million new homes by 2031. At its heart is a commitment we share: no Canadian should spend more than 30% of their income on housing, and no one should live without a safe, affordable place to call home.

The plan explicitly calls for a "Team Canada" effort — governments, home builders, non-profits, and communities pulling in the same direction. That's exactly where Reimagine fits: a community non-profit with a construction partnership, ready to build.

Crucially for our target communities, the plan prioritizes affordable housing for students, seniors, persons with disabilities, and equity-deserving communities — the very people micro communities are designed around.

Federal programs

The funding tools we're aligned with

Our strategy targets the federal programs built for exactly our kind of project. Donations provide the equity and land; these programs help finance the rest.

CMHC · Low-cost construction financing

Apartment Construction Loan Program

A $55-billion federal initiative providing low-cost financing to builders of new rental homes — on track to help build over 131,000 apartments by 2031–32. Our funding applications under CMHC programs are already initiated.

CMHC · Affordable supply

Affordable Housing Fund

A $14+ billion fund supporting new below-market rental housing, designed to attract partnerships across the spectrum of housing need — from shelters to affordable homeownership. Built for projects like ours.

CMHC · Rapid delivery

Rapid Housing Stream

A permanent stream fast-tracking affordable homes for those in severe housing need — with priority for seniors, persons with disabilities, and women and children, aligning directly with our target communities.

Federal · Municipal acceleration

Housing Accelerator Fund

Over $4 billion encouraging municipalities to remove zoning barriers and fast-track approvals — the same barriers that small multi-unit buildings like our sixplex historically faced.

Program figures from the Government of Canada's April 2024 announcement of Canada's Housing Plan. Programs evolve; we track current eligibility and terms with CMHC directly as part of our funding strategy.

The design engine

The CMHC Housing Design Catalogue

In 2024, the federal government revived a great Canadian idea: standardized, pre-designed homes — a modern version of the wartime catalogue that helped house a generation. The Housing Design Catalogue offers complete, professionally engineered designs, free to use, built to speed approvals and cut costs.

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Design costs: nearly zero

Full technical packages — drawings, dimensions, specifications — are ready to download. Architectural work that would cost tens of thousands is already done.

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Approvals: faster

Standardized designs are created to align with local rules and speed up municipal permitting — months saved is money saved on a construction loan.

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Repeatable by design

When the first micro community works, the same catalogue design can be built again on the next site. Standardization is what makes our "build another, and another" model realistic.

Our chosen designs

A design for every lot — led by the Courtyard Sixplex

From the catalogue's British Columbia collection, our flagship choice is the Courtyard Sixplex — its layout is practically a micro community blueprint: six homes arranged to face each other, not the street. And because the right land isn't always the right width, we've also selected two fourplex designs that fit the narrower lots most commonly available.

Rendering of the Courtyard Sixplex showing green metal cladding, wood paneling, and a paved walkway with grass inlays
Ground-level view — shared walkways connect the six homes
Courtyard Sixplex — Key Facts
RegionBritish Columbia
Units6 — four front, two rear
Gross building area577 sq. m. (6,216 sq. ft.)
Bedrooms / baths1–3 bedrooms, 1–2.5 baths per unit
Adaptable unitsOptional adaptable (accessible) unit layouts
DocumentationFree summary + full technical package from CMHC

Why the courtyard matters

Most multi-unit housing points every door at a corridor or a parking lot. The Courtyard Sixplex points them at a shared outdoor room. For a micro community — where casual, everyday contact between neighbours is the whole point — that's not a detail. It's the design thesis.

The optional adaptable units let us serve residents with mobility needs and apply visual-accessibility and DeafSpace-informed principles for Deaf residents — sightlines across the courtyard are a feature, not an accident.

And at six units, it's small enough to feel like a household, large enough to function as a community — exactly the scale where belonging happens.

Main floor plan of the Courtyard Sixplex showing entries, living, dining, kitchen areas and terraces
Main floor plan — CMHC Housing Design Catalogue technical package
Flexible by design

The fourplex options: built for narrow lots

Much of the land actually available in BC comes with a 30-foot frontage — too narrow for a sixplex. Rather than wait for the perfect lot, we've added two CMHC fourplex designs to our toolkit, so the first micro community can be built on the land we can realistically secure.

Rendering of Fourplex 01 — a gabled home with vertical siding, large windows, and a second-floor terrace, fitting neatly between neighbourhood houses
Narrow-lot ready

Fourplex 01 (BC)

4 homes · 374 sq. m. (4,027 sq. ft.) · 1–3 bedrooms, 1–2.5 baths per unit. Specifically designed by CMHC to fit a variety of neighbourhood contexts, including narrower lots — with optional adaptable units for accessibility.

Rendering of Fourplex 02 — a three-storey building with wood and metal finishes
Family-sized units

Fourplex 02 (BC)

4 homes · 556 sq. m. (5,985 sq. ft.) · 3 bedrooms, 2.5 baths per unit. Larger family-sized homes — ideal for a micro community of single mothers, where every household needs room for children.

Sixplex or fourplex, the model is the same: a small building, a shared heart, and neighbours who understand each other. The design flexes to the land — the mission doesn't.

Putting it together

How your donation gets multiplied

1
You donate. Community gifts fund the land and the equity a non-profit needs to unlock financing.
2
The catalogue saves. Free federal designs cut soft costs and shorten approval timelines.
3
Programs finance. CMHC low-cost loans and affordability funds carry the construction load.
4
We build — and repeat. Six homes open, the model is proven, and the next site starts.

The tools exist. The plan exists. Now it needs you.

Federal programs can finance construction — but they can't buy the land or believe in the vision. That part is community. That part is you.